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Why You Need Uninsured/Underinsured Motorist Coverage

Why You Need It If you’re in an accident and the other driver is uninsured or doesn’t have enough insurance, will you be covered? If you have uninsured/underinsured motorist protection (UM/UIM), the answer is probably “yes.” Many auto insurance industry experts recommend choosing this option. You might think that because your state requires auto insurance, [...]

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How to Settle Your Property Damage Claim After a Car Accident

You might be surprised to learn the frequency of accidents on Alabama roadways. According to Drive Safe Alabama, during 2017, every 11 minutes someone suffered an injury in a car accident. What you may not know is what steps you need to take to recover financially after you are the victim of a negligent driver [...]

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So You Think You Have “Full Coverage” Auto Insurance?

A “full coverage” policy typically has 3 components:  Liability coverage, which pays for injury to another motorist or damage to another car. Alabama requires that drivers have a minimum amount of $25,000 in liability coverage. Collision coverage, which pays for physical damage to your car if you run into something, such as another vehicle or [...]

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